Career Change ROI Calculator | Is Going Back to Uni Worth It?
Thinking of switching careers at 30, 40, or 50? Calculate the payback period of returning to university as a mature student.
Net Lifetime Value
+$1,718,817.33
Break-Even Age
37 Years Old
ROI turns positive
Total Uni Cost
-$152,000
Tuition + Living
Net Worth Trajectory (Age 18-65)
Moderate Investment Case
Based on your inputs, this degree path has a projected net lifetime value of $1,718,817.33 compared to entering the workforce directly.
While positive, the return is modest. With a break-even age of 37, you will spend a significant portion of your career "catching up" to the earnings of a non-graduate who invested their income early.
Frequently Asked Questions
Is it too late to go back to uni at 40?
Financially, it's harder, because you have fewer years to earn back the investment. However, many mature students already have savings to reduce the debt burden, or can work while studying.