Is University Worth It?

Global University ROI Calculator

Calculate the true net lifetime value of your degree, factoring in opportunity cost, compound interest, and tax nuances.

Net Lifetime Value

+$1,718,817.33

Break-Even Age

37 Years Old

ROI turns positive

Total Uni Cost

-$152,000

Tuition + Living

Net Worth Trajectory (Age 18-65)

Moderate Investment Case

Based on your inputs, this degree path has a projected net lifetime value of $1,718,817.33 compared to entering the workforce directly.

While positive, the return is modest. With a break-even age of 37, you will spend a significant portion of your career "catching up" to the earnings of a non-graduate who invested their income early.